Legacy Digest
5 car insurance discounts you may be missing out on.
Car insurance can be a significant expense for many drivers, especially those with a limited budget. Many insurance agents will try to save you money by lowering your coverages, but here at Legacy Partners, we make it our mission to find you the right insurance coverage for the right price. Fortunately, as an independent insurance agency, we are well positioned to find savings from our many carrier partners without sacrificing coverage. Many car insurance providers offer a variety of discounts that can help drivers save money on their insurance premiums. Here are five car insurance discounts you may be missing out on.
- Bundling Discount Stop us if you’ve heard it before, but the easiest way to save on your insurance premiums is by bundling! If you have multiple insurance policies with the same provider, such as combining your car insurance with a home insurance or renters insurance policy, you may be eligible for a bundling discount. This discount is typically available when you bundle two or more policies with the same provider. The discount can vary, but it typically ranges from 10% to 25% off your premium.
- Multi-Car Discount Already bundling? You may be able to save additional money if you have more than one car in your household, because you may be eligible for a multi-car discount. This discount typically applies when you insure two or more cars on the same policy. The discount can vary, but it typically ranges from 10% to 25% off your premium.
- Low-Mileage Discount If you don’t drive your car very often, you may be eligible for a low-mileage discount. This discount is usually available to drivers who drive less than a certain number of miles per year, typically around 7,500 miles. The discount can vary, but it typically ranges from 10% to 20% off your premium. If you don’t drive very often, make sure you let us know so we can see if you qualify!
- Safe Driving Discount If your car has safety features such as anti-lock brakes, airbags, and automatic seat belts, you may be eligible for a safety features discount. This discount can vary, but it typically ranges from 5% to 15% off your premium. Want to save even more money? Keep your record free of tickets and accidents. Drivers with clean records for 3-5 years can save even more!
- Good Student Discount If you’re a student who maintains a certain grade point average, you may be eligible for a good student discount. This discount is usually available for high school and college students who maintain a grade point average of 3.0 or higher. The discount can vary, but it typically ranges from 10% to 25% off your premium.
If you’re looking to save money on your car insurance, be sure to ask us about these and other discounts that may be available to you. By taking advantage of these discounts, you can reduce your insurance premiums and keep more money in your pocket.